Homebuyer Tax Credit

Hi All,
Time is running out on the federal homebuyer tax credit. There are rumors that it may be extended again but no guarantees so you might want to think about taking advantage of this and cash in. The state tax credit will still be available but not the federal funds after April 30th. Just wanted to give you a heads up! Stay warm the next couple of days its mighty cold out there!

CU Later

Carl O
http://www.scribd.com/doc/29266022/Homebuyer-Tax-Credit

Todays Interest Rates for March 30, 2010

Hi All,

Wow the weather is starting to change! Going from cool ones by the pool to hot chocolate and jackets. Whats up with that? Wanted to give you interest rates for today so here they are. Stay warm and stop reading this while your driving! Just kidding, I know you don't do that. Enjoy the rest of your day and I will blog you soon. Take care and God Bless.

CU Later,

Carl O

http://www.scribd.com/doc/29197373/Todays-Rates-3-30-10

Seller Action Plan 3

Hi All,

Seller tips for you regarding the pricing of your home. There are many variables that go into pricing the home such as location, age, square footage just to name a few. A strong sales comparison of recent sales in and around your neighborhood is a great place to start and a good indicator of price. You can also have an appraisal done but I find that as long as your sales comps are correct the responsibility will fall on the buyer anyway due to their lender requirement so I would not go out and have one done. But, an appraisal will give you an almost exact price of your home so I would not say it is a bad thing. Let me know if you have any questions. Enjoy the day because it is supposed be colder and rainy by tomorrow or Wednesday.

CU Later

Carl O

http://www.scribd.com/doc/29129138/Seller-Plan-and-Prepare-Step-3

Buyer Pre Approval Letter

Hi All,

A little tidbit on pre approving for a home loan. Most lenders will require you to bring in 2 months of your check stubs, bank statements, and last two years of your tax returns. Those are the minimums and some lenders may ask for additional items. But I will tell you that once you are pre approved and you do have that letter in your hand that says you are good to go, you will have so much confidence and fun when looking for homes because you will know that you can actually purchase that dream home you are looking for once you find it. It does take a little bit of your time but it is well worth it in the end. Shoot me an email or post if you have any questions or need to speak with a lender. Thanks for stopping by the blog and I hope you enjoy the article. HAVE A GREAT SUNDAY!

CU Later

Carl O

http://www.scribd.com/doc/29072525/Buyer-Pre-Approval-Letter

Energy Saving Tips

Hi All,

With spring here and summer not too far away I thought I would post this helpful article on saving energy. It is never a bad time to think about reducing your use or ways to help save some coin. Hey, I don't know about you but saving a buck is saving a buck! I don't believe our energy rates will drop anytime soon so every little bit helps. Hope this helps some of you. I know I picked up a few items that will help me. Enjoy your Saturday. Open the shades, let some sun in, spend time with the fam, pet the dog! You know what I mean!

CU Later

Carl O

http://www.scribd.com/doc/29011483/Electricity-Saving-Tips

Seller Action Plan 2

Hi All,

Short and sweet today. This is step 2 for sellers. By the way the article keeps spelling Realtor as Realtora. Not sure why but I think you will get the idea of the article. I know you are all smart enough. Hope it is useful to you.

CU Later

Carl O

http://www.scribd.com/doc/28957072/Seller-Plan-and-Prepare-Step-2

California Home Buyer Tax Credit

Well it's done! New California Tax Credits for home buyers. If you have ever thought about buying a home, now is the time! The link has the Governor's official press release.

CU Later

Carl O

http://gov.ca.gov/press-release/14712

Governor Set To Sign Tax Credit Bill

Hi All,

The Governor of our great State of California is getting set to sign legislation that will give tax credits to home buyers. Some of the particulars are in the article but I'm sure there will be more to follow. I will send them out as I get them. The tax credit is huge because it will follow the expiration of the federal tax credit at the end of April so what this means to you is that should you buy a home within the next year to year and a half you can receive monies from the state over a period of a few years. This is great news for our market and I do believe that the Feds will keep interest rates low for the remainder of the year so it looks like it is still going to be a great time to buy a home! Keep note of this though, that these monies can run out and once that happens the program is no more so once the program is up and running get yours while the fire is hot!

CU Later

Carl O

http://www.scribd.com/doc/28928600/Governor-Expected-to-Sign-Homebuyer-Tax-Credit

Six Buyer Steps To Think About

Hi All,

Today is all about the buyer. If you have or have not thought about buying a home this article will give you something to ponder no matter where you are in the thought process. I hear word that the Governor wants to sign legislation giving tax credits for buyers again. I will keep you posted on this and let you know what is up. Anyway hope this is helpful to you. Take care

Cu later

Carl O

http://www.scribd.com/doc/28894445/Six-Steps-for-Buyers

Todays Interest Rates

Hi All,


Rates looked great today! Check out the link below for the rate sheet. Don't know how long our low rates will last. Our current administration in Washington has stated that they want and need to stimulate the housing market so hopefully rates will remain low. Please remember that they do change on a daily basis, sometimes during the day itself so check back often for updates. I want to thank Robin Rossi of Summit Financial for the rate sheet. Whether you are a first timer or experienced homebuyer and you need any advice on loans she is a very experienced and knowledgeable loan officer and one of only a few Fannie Mae HomePath Renovation loan officers in town. If you give her a call tell her that Carl O sent you for a free credit report. Hope you are all doing well and again thanks for stopping by.





CU Later





Carl O





http://www.scribd.com/doc/28823812/Todays-Rates

Sellers Action Plan

Hi All,

The information on todays page is geared a little more toward the seller but don't worry as I will be adding buyer plans as well. Just click the link below to see the article. I feel that this article pertains to any market ours included as they are general ideas when planning to sell your home. So I hope this proves useful to you and if you have any questions shoot me an email and I will be happy to explain. I will send out a second step soon. Hope everyone is doing well? Thanks again for stopping by and I look forward to hearing from some of you soon.

C U Later,

Carl O

http://www.scribd.com/doc/28770697/Seller-Plan-and-Prepare

Today's Housing Market Article

Hi All,

There was a malfunction to the link from my first blog so here is the article for you to read.

C U Soon,

Carl O

Nabbing a Mortgage Before Rates Rise - WSJ.com

Today's Housing Market

Hi All,

Thanks for stopping by my blog. I will be sharing Bakersfield Real Estate information soon but for now I wanted to give you a snapshot of what some are saying about both buyers and sellers in todays market. Just click the link below and you can read, print or save the article. In the coming days and weeks I will be sharing interest rates, area prices, buyer and seller do's and don'ts, home maintenance tips, new construction information and more. I hope you will stop by often to take a look. My goal will be to always give you something that is happening in our Bakersfield market. And unless you clicked my blog link on twitter remember that you can also catch me on twitter at twitter.com/bksfdrealestate and I hope to see you there too. I will try not to be to winded cause I know I don't like to read too much unless I am reading a book. Anyway I am glad you are here and I hope to hear from some of you in the future.

Thanks for reading and I will see you soon.

Carl O

http://www.scribd.com/full/28695605